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10 Easy Ways to Make Extra Money From Home

10 Easy Ways to Make Extra Money From Home

10waysSAHMearnmoney

This post contains affiliate links.  As an Amazon Associate I earn from qualifying purchases.

 

I’ve been a stay-at-home-mom for 12 years! 12 years! Wow! I love being home with my kids, but it’s not always easy and anyone who says it is, well, they are lying!  If you’ve followed my blog for a while, you know I’m a true entrepreneur at heart – I’m always trying to think of ways to make money in my everyday life. I’m so thankful I get the pleasure (although like I said, it’s not always a pleasure) of being at home with my kids and taking care of our household. But, let’s be honest, being at home all day taking care of laundry and kids doesn’t pay the bills.

We chose to wait to have kids until we were ready and able to have me stay at home to take care of them, knowing that I would not bring in an income. While I know that a lot of couples do not have this choice, it was our desire for our family.  After reading Dave Ramsey’s book, Total Money Makeover, we decided to work extra jobs for the first 5 years of our marriage to pay off all our debt and that sure made it easier for me to be home not working.
I’ve tried over the years to find ways to make money, but most of my efforts are on the money-saving side instead of the money-making side. I use coupons for everything, I try to make a lot of the products we use such as all-purpose cleaner, food items like taco seasoning and granola (find my granola recipe here – it’s yummy and healthy – WIN WIN), my kids take their lunch to school every day and we like to use plastic lunch box containers that we can reuse to save on those little plastic baggies, and much more. I know many moms are in my same spot – they are at home, trying to save as much as they can, and longing to also earn money doing it! Well, here ya go – my top 10 ways you can make money being at stay-at-home-mom and I have personally tried all 10 of these things and currently do a few of them right now:

  1. Nannying 
    Nannying is an excellent way to bring in extra income while staying at home. The best part of nannying is that it goes right along with what you already do as a stay-at-home-mom, especially if you are able to nanny a child around the same age as your own kids. Plus, having another child around to play with your child is also a bonus! I nannied a little girl last year for the duration of the school year. She was with me 3-4 days a week and she fit right into our daily schedule of kid activities. Plus, my kids loved having her around the house and always wanted to play with her.
  2. Make Your Own Product
    I have been making my own all-purpose cleaner for years and recently while sitting at church I had a bright idea that I should bottle it and sell it for all the people who just don’t have time to make it themselves.  It’s called CLEAN MOM Homemade All-Purpose Cleaner. Plus because I’m making it myself, it’s pure, natural and has no harsh chemicals. If you have a product you can make and sell, go for it! I’ve chosen to advertise my cleaner on a local Facebook page dedicated to Homemade products, as well as my own Facebook page, my Katrina’s World facebook page and my Katrina’s World blog. The sky is the limit on where you can post your products to sell them. Use local online pages, or consider setting up a booth a local Farmer’s Market or craft show on a weekend to display and sell your products. If you know any business owners with a storefront, consider approaching them about possibly setting up a little point-of-sale spot in their business.
  3. Start a Blog
    I’m working on this now!   I’ve had my blog for about 4 years now and it’s never made a single dime of income for me. I’ve taken it very slow, built it from scratch, spent countless hours pouring my heart into my posts, and have loved it. I take a lot of breaks from my blog to focus on other things especially when life just get really stressful. For me, that’s ok. I never started my blog to be popular – I really don’t know why God lead me to start my blog…I still wonder. I can tell you this, I like working on it, it’s a lot of work, but I know from all the other blogs out there that I follow that you CAN make money with your blog. I would love for my blog to make a real income for our family – even just a little bit would be helpful, but it’s all in God’s time and I’m willing to go along for the ride. Most of the money made on blogs comes from advertising income, guest posts, sponsored posts, etc. It all comes down to page views on your site and how many people are active on your blog. I’m currently working on that aspect right now.
  4. Take a Work At Home Job
    The sky is the limit on the work-at-home jobs that are out there, you just have to get creative on where to find them.  A few of them that I have done are: Data Entry, Virtual Assistant, Lead Processor, Appointment Scheduler, and Research Assistant. When I really think about it, most of these jobs have just come along when I’ve been in the right place at the right time. I never really went out looking for them. I did some data entry – but I did struggle with this, as I’m not good with numbers. I’ve been a virtual assistant many times over the years, but mostly for friends. I also recently spent a few months doing some lead processing which tied right in with appointment scheduling for a local doctor and loved the job! It was simple to do, didn’t take very much time, and made great money! I got paid every time I called a lead and got them scheduled for an appointment. If they showed up to their appointment, I was paid. It was a perfect job to do at at home, I just needed a phone and my computer. Again, this was another job I did that found me.   I really liked it, much more than I thought would and hope to do it again soon! For work-at-home jobs, sometimes you just need to jump on Facebook and tell your friends and family that you are looking for something you can do from home and then list off all your skills and see what comes back to you!
  5. Freelance
    I’ve done lots of freelance design jobs over the years. Since I have a degree in graphic design, all my work 20 years ago centered around design. I worked full-time doing design for other people and then for my own business for many years! When I stepped away from my design business I still would do all sorts of freelance design jobs on the side for different people. I still do – especially for close friends and family and a few local doctor offices. If you are able to do any type of freelance work, it’s a great way to make extra money. I have friends who code apps, space plan, or stage houses – the sky is the limit for what type of freelance work you can do!
  6. Multi-level Marketing/Network Marketing
    Join a network marketing company or multi-level marketing company. There are so many of them out there – find something you are passionate about like lipstick, makeup, health products, vitamins, candles, essential oils, etc. Instead of just consuming the products, sign up as a consultant and sell the products to your friends and family and then you can earn what you consume for free usually! It’s a win-win! I’ve had my own network marketing company and boy does it come with it’s ups and downs – be ready for a LOT of rejection, and a lot of triumph! I’ll be honest, it just wasn’t for me – but that’s a whole other post to write some day!
  7. Teach Classes
    There are 2 ways to do this – if you have a 4 year degree you can teach in many different ways – Community College, Substitute Teaching, Online Classes to foreign kids (and I’m sure there are many more).  A long time ago, before we had kids, I was working full-time as a graphic designer and we had just finished Dave Ramsey’s Financial Peace University course and we were committed to get out of debt as soon as possible. We both worked extra jobs and for a while I started teaching at our local community college. I taught basic graphic design classes at night and it was hard! The workload was a lot because I taught 2 classes a week , but it was so worth it! We made some great extra money and payed off all our debt in one year! I’ve never done substitute teaching or online teaching, but I’ve considered it. I have quite a few friends who teach online classes to Chinese kids and they love it! I’m not a fan of the hours though – it’s typically an early morning job – which is one reason I’ve not wanted to give this a try. I’ve also never tried substitute teaching at any of my local schools, but have considered it as well!
  8. Public Speaking
    I love to speak to large groups! If you are passionate about a topic, find a way to brush up on your speaking skills and share your knowledge with others! Join your local Chamber of Commerce and start out small by speaking for free to a small group. I used to speak about inexpensive ways to market your business with my local Chamber at a monthly luncheon and it was a great way to share my knowledge and also get my company name out there. I loved it and would love to do more speaking! I’ve also spoken at my local MOPS group about couponing, as well as how to raise kids with God’s grace. While I never made a lot of direct money from speaking – I did make money in other ways from it – such as I grew my graphic design business by gaining new clients by just putting myself out there and I also was given gift cards as payment for speaking for a my MOPS group.
  9. Dog Walking
    I don’t do this as much as I’d like to!  I love dogs, especially mine, and I walk her ALL the time – usually about 6 miles a day broken up into 3-4 smaller walks.  Sometimes I think she’s taking me for a walk more than I am walking her. I need some breaks all day long to stay focused and walking her is the perfect way to do it! She’s still a puppy and is FULL of energy, so walking her is a perfect way to give us both a break. I’m walking so much all the time, that I sure thought it would be nice to find a few other neighborhood dogs that needed walking as well and make some money getting exercise! I’m still open to this idea and hoping to find the right pups to walk!
  10. Bake Sale
    Have a bake sale with your kids on your front lawn! I do this with my kids every summer and it’s a blast! We bake up a whole bunch of treats and make a festive table in my front yard. We stick up signs around the neighborhood and viola! It’s great to pair a bake sale with a garage sale if you really feel like doing some work!

This post contains affiliate links.  As an Amazon Associate I earn from qualifying purchases.

10waysSAHMearnmoney

 

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September 25, 2018Comments are DisabledRead More
My 48 Day Journey – Change Is Hard

My 48 Day Journey – Change Is Hard

48Days-4I hate Change. Period.

I really do.  It’s super hard for me, always has been, hopefully it won’t always be that way. I’ve had a major dislike for change since I was a little kid. I would keep doing the exact same thing repeatedly just because it was comfortable and a lot of times I would hope for a different result. How dumb is that?! It’s like a diet – you have great intentions and think, oh this time I’m going to really get skinny! Then you find yourself doing the exact same things you have always done to try to lose weight.  You get up early and work out, you “try” to eat healthier, but in the moment, you find yourself still choosing the exact same food choices.   As a result you never really lose any weight, even though you keep hoping that you will still get skinny because you are trying so hard.  Why do we keep doing the same things and expect a different result?  If you want a different result you must change and not freak out about the process it takes to make the change.

“Obstacles are those frightful things you see when you take your eyes off the goal.” –Robert G. Allen.

This whole concept of trying to find the work that I love is so hard for me. I love it, but I hate it. I feel like I’m on a journey of change and I find myself wanting to look back at what I’ve always done and keep hoping I’ll enjoy the result. Seriously, Katrina – get a grip! What is wrong with me? Are you like this? Do you hold on to a horrible job just because the idea of looking for another job seems too hard or too scary? Or the idea of having to change your work environment to something you are unfamiliar with, is worse than just sticking with the awful work environment. That’s me. I will keep doing the same thing, even if I hate it, or even if it’s not getting me anywhere just so that I don’t have to actually change. The fear of change is worse than the actual change itself. It’s just so silly. And who knows, what if there was something great on the other side of the change?! Like new friends, or a pay increase, or better benefits?

Dan Miller in his book 48 Days to the Work You Love, gave a great example of this. He talked about how a king put a big boulder in the middle of the main road leading to the city. Some people just walked around it. Others grumbled and blamed the king for making their commute hard. No one tried to remove the big boulder. Then one day a peasant came along carrying a giant load of vegetables. He set his veggies to the side and after much work he was able to move the boulder off to the side of the road. As he began to leave he noticed a purse containing gold coins and a note from the king indicating the gold coins were for the person who removed the boulder from the road. What is the moral of this story?! Taking risk can lead to great reward.

Let that sink in. Taking a risk, going for it, making a change – can lead to an unexpected reward. And that reward will never be a reality unless you try.  Phew! That’s a hard one for me.   A lot of time my fear gets in the way. Almost all the time my fear of the unknown gets in the way. This may surprise you, but it’s true. I’m such a wimp. I’m not a thrill-seeker at all. I don’t like change. I fear the unknown. I like control and feeling like I’m in control of what I’m doing – after all the only person I truly can control is myself. I like my feet on the ground, I like to know what I’m doing and what’s coming up. This love for control keeps me in a safe place a lot of the time and being safe is sometimes very boring. The love for control means I over-think and dismiss my abilities a lot to the time. I’m great at thinking of ideas for other people, but when it comes to myself I’m great at dismissing the opportunity. So silly and so sad.

A lot of people moan about their place in life or how they are stuck at their current job – but what are they doing about it? If you really want to change your circumstances, take a good look at yourself and your current situation. Then, decide where you want to be and take action!

I’ve had a lot of people ask me lately where I’m at on my 48 Days Journey. Have I figured anything out? I’m pretty sure my 48 Day Journey has gone past 48 actual days. And have I figured anything out? Sort of. Here is what I know so far:

  1. I NEED to work with people. I’m energized by people and relationships.
  2. For me “Work” is all about the people I’m working with – I think I can make just about any job fun if it’s with the right people. I’m more attracted to the people than the actual work.
  3. I need to be me – full of glitter and spunkiness, and I need to share it.
  4. I’m not afraid to be on stage in front of people, I enjoy commanding a room, I like attention, I like public speaking.
  5. I don’t want to sell – even though I can.
  6. I would like to work with my spouse again.
  7. I like the unconventional jobs – entrepreneurial in nature.
  8. I like to lead, but am not a visionary.
  9. I’m a great helper to someone who can take risk.
  10. I want a job with a deeper and higher purpose.
  11. I don’t want to go back to school.

It’s a frustrating list to write. I feel like it should be much clearer as to what I’m supposed to be doing with my life. I’m annoyed that after all this time and work on this book that I still don’t have a very clear picture of what my life’s work should be. I feel like I’ve figured out more of what I don’t want to be doing than what I do want to be doing. Maybe that’s a good thing though. I can think of a lot of careers that I just don’t want to do. I do know that for me, work is all about the people I’m working with – I think I can make just about any job fun if it’s with the right people. I’m more attracted to the people than the actual work. I’m not sure what this says about me, but that I put a very high importance on relationships. I already know that people are energizing to me and when I’m home alone for too long (like an hour or so) I start to lose my mind. What does that say about me Lord? Really?! Gosh when I look back at jobs I’ve had in the past I don’t remember the job for the job – I remember and love the job for the people I worked with at the job. Wow. Seriously, what does that say?  How do I turn that into a vocation with a direction of where to go and what to do? I feel desperate to have a direction…

So that’s where I’m at. I still dislike change and probably always will, but change is good and healthy and necessary to growth. I need to stop resisting it and search for it. I know I love people and need to be around them. I miss my spouse and would love to work with him again. I like high energy and fun environments, I love to make people happy and see them smile. I’m an excellent leader and self-starter. I love people that take risks and will support and help them take those risks. I love to help.

Seriously, this is so much harder than I thought it would be!

Thank you Lord that you have me on this journey and I pray you help me understand myself even better every day…I can’t wait to see what you have in store for me!

 48Days-4

 

 

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October 25, 20170 commentsRead More
My 48 Day Journey – “Ah Ha Moments”

My 48 Day Journey – “Ah Ha Moments”

48Days-3“God has given each of you a gift from his great variety of spiritual gifts. Use them well to serve one another.” – 1 Peter 4:10

I call them Ah Ha Moments – like a light bulb appearing over a cartoon head on TV – all of a sudden that moment of realization hits you – that’s exactly what happened a few weeks ago when I was sitting in the 5th row of seats at church.  We were a few minutes early and made it in time for the on-screen announcements.   To my surprise Dave Ramsey appeared on the jumbo screen.  Everything in life paused for a moment and my face lit up like a candle!  I caught myself instantly being filled with an overwhelming sense of longing to Dave’s energy and passion for what he does.  I’ve always liked Dave Ramsey – his personality, his passion, his energy, his drive, his overall message, his love for the Lord – all of it.  He even reminds me of my dad and I catch myself calling him “Uncle Dave” – even though I don’t have any relation to him at all (deep down I really wish I did though).

Dan says in his book, 48 Days to the Work You Love, that everyone has a vocation or a calling and you need to take notice of Ah Ha Moments in your life – this may give you a strong indication of your calling.  Those moments of deep longing, or when you are doing something and realize in that moment that you are doing exactly what you were born to do.  A calling is not something reserved just for pastors, priests and monks.  God places a calling inside each one of us with special gifts and talents reserved just for us as individuals.  We fulfill our calling simply by being exactly what God created us to be and by being excellent at it.

It sounds so simple, doesn’t it?  I’ve struggled with this idea for such a long time – trying to figure out my true calling in life and never really understanding what it is.  Half the time I always felt like people are “called” into ministry – but rarely  do you hear someone say, I’m called to be a mom or an IT professional.  Seems like you can only be “called” when it has to do with devoting your life to full-time ministry, but that’s flawed thinking – 100% flawed.  Think about it – God created everything and everyone and each has a unique purpose – God created trees to be trees and by that tree being a tree it gives glory to God.  The same is true for us – God created each of us unique and by being ourselves and doing to the best of our ability exactly what God intended for us to do, we will find ultimate fulfillment.  Whoa!  That was profound – even for me!

So, how in the world do we figure out our calling?  According to Dan it starts with understanding the difference between your vocation, your career, and your job.  I’d have to say I used the words vocation and career interchangeably – they seemed like the same thing, where in fact, they are not, and this understanding has again lifted a burden off me.  Your vocation is the big picture of your life – the overall direction and purpose, the thing you do in life that gives you meaning and leaves a legacy for generations to come.

The Dictionary defines Vocation as:

  1. a particular occupation, business, or profession; calling.
  2. a strong impulse or inclination to follow a particular activity or career.
  3. a divine call to God’s service or to the Christian life.
  4. a function or station in life to which one is called by God.

I define vocation as the overall direction of your life, your calling – that unique path for your life that only God could put you on – that “thing” that you were put on this earth to do.

Your career is an entirely different thing – it’s a line of work that you do for a certain amount of time and you can have many different careers in your lifetime.

The Dictionary defines Career as:

  1. an occupation or profession, especially one requiring special training, followed as one’s lifework.
  2. a person’s progress or general course of action through life or through a phase of life, as in some profession or undertaking.
  3. success in a profession, occupation, etc.
  4. a course, especially a swift one.

My favorite definition is #2 –  a person’s progress or general course of action through life or through a phase of life, as in some profession or undertaking.  “Through a phase of life” – this perfectly explains a career to me.  A phase of life – think on that.

When I figure out my vocation and the overall big picture of what I want to do with my life, then there will be many careers that I may choose to do that still fulfill my overall vocation, especially if I decide that the career path I choose when I was 18 is no longer the career I want today.  Take for example the vocation of “helping people” – that can translate into many different careers such as being a teacher, doctor, pastor, writer, entertainer, etc.  And that also translates into many different jobs within a chosen career path.  If you started out helping people by being a special education teacher in an elementary and then decided that teaching kids was not your thing at all, then you could change your career path by going on to teach college students instead or start a ministry where you are helping homeless people.  All of these careers still fall within the vocation of “helping people.”

I hope I haven’t lost you yet!  All of this is a like gold to me!  I feel like I’m learning about myself and living backwards – oh to go back to my younger years and do all of this in the correct order!  Oh well, I’m sure if I could go back in time, none of this would seem so profound.  Right?!  I’m hoping my journey can somehow offer hope to someone else in my shoes who is struggling with their calling as well.

Let’s also define a Job – the Dictionary defines Job as:

  1. a piece of work, especially a specific task done as part of the routine of one’s occupation or for an agreed price.
  2. a post of employment; full-time or part-time position.
  3. anything a person is expected or obliged to do; duty; responsibility.

A job is a job.  It can be big or small.  It can be fun, or awful.  It can be the best choice you ever made or the worst.  It’s all up to you!  And the best part, it’s just a job – so if you hate it, change it.  If you love it, turn it into your career and if it’s fulfilling to you, then most likely it’s right in line with your vocation and you can truly say it’s your calling in life!  I think most people live their entire lives never finding their true vocation or calling – not because they haven’t tried, but because they let life and circumstances get in the way.  There were bills to pay and kids to take care of and they took the first job they could make money doing so that their kids were taken care of.  Next thing they know, it’s 20 years down the road and they are wondering what happened to their life.  Maybe, it never occurred to them to look at their life’s purpose and seek to understand what is God’s best for them.  Please Lord, don’t ever let that be me!  I don’t want to be scared to dream, to wonder, to take a leap!

Dan says, “Jobs will come and go, but they should never derail you from the fulfillment of your calling.”

I think I’ve made it too hard for me to see my calling.  It’s probably right in front of me and has been all this time.   I must be making it complicated – as if my calling is not enough – like it must be more, or harder, or it’s not worthy of being the calling of my life.  Funny, when I consider who placed that calling on my life – who is the Master and Creator of ALL that I am?

“You know me inside and out, you know every bone in my body; You know exactly how I was made, bit by bit, how I was sculpted from nothing into something. Like an open book, you watched me grow from conception to birth; all the stages of my life were spread out before you, The days of my life all prepared before I’d even lived one day.” – Psalm 139:16

Lord, help me see it – help me see my calling, my vocation, the overall direction of what you want me to be and do with my life.  Make it clear to me and give me a sense of Peace when it’s resonated in my heart.

I’m still working on this one you guys…. I’m thinking and praying about it and will be back with my thoughts soon.

48Days-3

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September 19, 20170 commentsRead More
My 48 Day Journey – Money Isn’t Everything

My 48 Day Journey – Money Isn’t Everything

48Days-2“Choose a job you love and you will never have to work a day in your life.” -Confucius

As I dive into the 48 Days to Work You Love book by Dan Miller I’m struck with many “um hmmm” and “yes” and “oh you tell ‘em Dan” mumblings out of my mouth.  I read a page or two and wanted to highlight most of the words!  He has so many one-line truths that make me feel very hopeful and validated.  I even feel validated in my confusion of what I’m doing with my life, which is very encouraging.  I think I’ve always felt that your job is what defines your success in life – if you climb the corporate ladder just high enough, or if you start your own business and have a bunch of employees, or if you join a network marketing business and build your team to the top level, then that means you were successful in life.  With each of these, there would also be a big stream of money that came along with it.  Big fancy job, high level career, top earner and lots of money – to me, that was being successful.

I hate that I even put that on paper, I feel like it makes me sound shallow.  Yes, I had dreams too, and yes having money sure seems to be the best solution to a lot of life’s hardships.  How many times have you taken a job just because of the money?  Or better yet, how many times have you tried a job because of the promise of BIG money?  You know what I’m talking about.  We all have the one friend who is in a network marketing business – not too long ago I was also in one myself.  My husband and I got into the business because we loved the products and we wanted to share them with everyone!  Naturally, I assumed that every person in my life would want to try them, and I also assumed that the products would literally sell themselves.

At the beginning, lots of friends and family did support us and they gave the products a try.  Our business declined as soon as I ran out of friends and family to talk to.  I desperatlely wanted our business to succeed because we both wanted that promise of money, more time with the kids, and the cool car that came along with the higher levels of achievement (we did need a new car at the time, so this seemed like a win-win).  We stuck with it for two solid years.  We went to all the local meetings, and traveled to the BIG meetings out of state, and held our own meetings out of our house.

I wrote ebooks, blogged about the products, shared the products on all forms of social media, messaged and called all my contacts, and as time went on I started to notice a shift in my attitude.  I no longer saw people as people – they were a target.  I would consider every possible angle I could think of to somehow bring up how my products or business could fix any problems they had.  I no longer saw people for who they were – my friends, my family, people God placed in my path on a daily basis that needed His love – they were all possible business associates that could take us to our next level.  Ick!!! When I finally realized this I was ashamed of who I had become.  That’s not who I am.  I love being around people and being there for them when they need something.

I realized my new business that I started with the best intentions had turned into something that I didn’t want to be a part of anymore.   And you know what?  I didn’t see God’s blessing in it either – it was like  we were spinning our wheels and never getting any traction.  After the second year of trying to fit a square peg into a circle we finally walked away, and I’m not sorry we did.  Let me tell you, a huge weight was lifted off my shoulders when I could finally love on my friends again without seeing a dollar sign.  For me the big selling part to joining a network marketing business was the amount of money and success you could achieve – all depending on how hard you work – I wanted to experience the American Dream of having lots of money, toys, and time.  While I think this business model is legit, it’s super hard, and so many of us try and don’t last very long.  For those that make it and enjoy it, I applaud you, but for me, I sure hated how much I thought about money and the constant push for more time, more meetings, more people, more…more..more…more.

In the pursuit of my dream, I was sacrificing so many other parts of my life.  I was focused too much on money and forgot about caring for people.  My good intentions of having a better and more fulfilling life were pushed way off to the side and eventually I lost myself.  I toiled so hard in working our business that I didn’t make physical exercise a daily habit, and I quit eating healthy because it took up too much time to prepare healthy food.  I only made coffee dates with potential clients instead of just meeting up with a friend to see how they were doing.  I stopped volunteering to make dinners for neighbors in need because I was “too busy working”.  I quit doing a lot of the things that God put me here on earth, in my state, in my neighborhood, on my street, to do for others.   Like I said, it was a big learning experience!

My journey of being a part of a network marketing company taught me many things about myself.  I don’t want to sell – period.  The funny thing about that is I totally can.  I have a personality for days – I can talk to just about anyone, but I hate the feeling of having to “sell” to someone or convince someone they need what I have.  It’s not who I am and I’m so glad I found Dan’s book because one thing I’ve learned is that just because I have the skills to do something really well, like selling, it doesn’t mean I have to do that for my job.

Until I figure out what I want to do for my “work” I’m happy that there is more to life than just job success.  I saw so many people in my network marketing business that seemed happy on the outside because of their top level achievement, but behind the scenes when no one was looking, they were over-worked, stressed out, and quite possibly unfulfilled.  I didn’t want to be one of those people who spent all my time, efforts and energies working on my business and neglected all other parts of my life.

I won’t ever take a job again where I have to convince people to buy something – it just feels wrong to me.  For those of you out there who are in a network marketing business and love it – ROCK ON!!!  Stick with it if you are loving it and can’t wait to get up every morning to work on it.  For me, I’m glad I now know that my job success is not the only piece to a successful life.  There are so many other parts to who we are as human beings, and the key is to keep it all in balance and to make deposits into all areas of your life – not just work.

Dan’s book has a whole new take on what really is a successful life.  A successful life is so much more than a job or a career.  Your work is only a small part of your overall life success, or at least it should be.  That’s the key.  In Dan’s book, 48 Days To The Work You Love he says, “Work cannot be the only component of a successful, fulfilling life, but it is a very useful tool.”  God made us to work and it’s a part of life, but why not have work that is fulfilling both physically, mentally, and spiritually? Yes!!

How in the world do you even figure this out?  That’s what I want, a J-O-B that earns money, is fun, exciting, fulfills my spiritual gifts, helps people, and doesn’t feel like work.  That’s what I’m looking for.  But I have to remind myself that work is not the only part of having a fulfilled life.  We need to stop being defined by what we do, but instead by who we are.   There are 6 areas of your life that need constant deposits made into them to keep them running – Work, Family, Personal Development, Community, Church, and Recreation.  If you spend all your waking hours working, then your family and kids suffer.  If you spend all your time with your friends in community – staying out too late then your job suffers and your home life falls apart.  If you spend too much time working on personal development by reading books and watching YouTube seminars never leaving your couch, then your health suffers.  If you give and give and give to your kids and family always meeting their needs first, then your health and personal development suffer.  It’s a nasty cycle of give and take.  You give too much to one thing, than everything else suffers.  I think a successful life is all about balance – which is so much easier said than done.  Am I right?!  Success cannot be defined by work alone.  Mind-blowing!!!

So…wrap it up Katrina…what do you mean?!  For right now, I feel like Dan has just lifted a burden off of me.  Work and money are not everything!  In our crazy, success-driven American lives, we give our souls to our work and there are lots of other areas of life that are worthy and are part of a successful and fulfilling life.  Just dwell on that for a few days…until I have more.

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September 7, 20172 commentsRead More
My 48 Day Journey – The Beginning

My 48 Day Journey – The Beginning

 

48Days-1Part of my recent silence has been a lot of contemplation, not only about my kids, but about me and where I’m going in my life.  When I was senior in high school I had HUGE dreams – my life was all ahead of me, and I thought I would be something AMAZING!  I dreamed of being a business owner that would make my first million dollars by the time I was 30 and then I planned to sell everything I owned, donate my million to my local church and go be a missionary in the poorest parts of Mexico.  For real.  Those were my dreams!

At the ripe age of 18 I had to pick my future career, and for me, that was deciding what business I wanted to have that would make me my million dollars.  I had been exposed to graphic design in my high school classes and won a bunch of awards, so I felt like that was what I was good at.  I had also been exposed to business classes and truly loved them – I ran our school store and was the CEO of our school business department – that was my true passion, I just didn’t realize it.

When I chose my college, I picked it because of scholarships I was given to attend, the warm location (I was tired of Colorado snow I guess), and because I wanted to attend a private Christian University.  My plan was to double major in Business and Graphic Design, but was advised to pick just one and I had a bigger scholarship for art, so I chose Graphic Design.  The problem was that my college did not have a good art department – it’s no wonder they gave me a big scholarship!  My 18-year-old self didn’t think much of any of this and I just put my business degree on the back burner and went ahead with an art degree at a private, out-of-state school that cost a lot of money and left me with a huge pile of debt when I was done.  If I could do it all again, I absolutely would have gone to a community college in my home state and went after a business degree instead of art.  It would have a saved me a ton of money, and given me a much more well-rounded education that was geared more towards my true passion which is business – not art – but at the age of 18 I didn’t think that far down the road.

My college years put me on a journey towards a career that now, almost 20 years later, I’m not longer interested in doing.  Awesome. ☹  I think this is common for a lot of people, you think you want to do one thing, you pay a ton of money to go to college to do that one career and then realize that is not really your true passion.  Seems like a very expensive way to learn that lesson, which is very frustrating at this time in my life.

Two months before I graduated from college (a year early I might add – yes, I could’ve handled a double major for sure…but oh well), I got married!   Wahoo!!!  We began our first business shortly thereafter – a graphic and web design company and we built it from the ground up.  We started it small, working at night and on the weekends with only one client at a time, and we made a deal to keep our business 100% debt free, so we knew it would grow slowly.

After a few years of both of us working on our business just part-time while we both worked full-time, we made a huge leap of faith to move to Colorado and for me to quit my full-time job and work our business full-time.  My husband was able to keep his full-time job and work remotely from our apartment in Denver, while I joined our local Chamber of Commerce and hit the pavement selling our business.  It took time, but slowly it began to grow.  After only living in Denver for a little while I was bringing in a lot of work and my husband was able to go part-time with his job and spend even more time on our business.  Only 6 months later our business had grown so much much that my husband quit his job and began working for our business full-time!  That was a huge leap of faith for us, and God totally honored it!

At its peak, our business was great and we were making more money than I ever imagined was possible!  It was one time in my life when I truly felt God’s blessing on what I was doing.  The phone was always ringing and the work just poured in.  My favorite thing each day was going to our mailbox and receiving signed contracts and deposit checks.  It was really awesome!  Even though our business was booming, it was a ton of work.  We had no down-time – we were always working, because we were the business, if we stopped working, we quit making money.  The up-side to our  business was that  we got to be together all the time and despite what you might think, that is a good thing for us!  We work very well together – probably because we are such opposites.  I miss working with him these days…..but that is another story…

A few years into our business we were making great money and we decided it was time to have some kids!  By the time our 3rd child was born, I was burnt out!  I couldn’t be business owner, full-time graphic designer, meet with clients and do all the sales while being a mom to 3 young children who were at home with us all day long.  It was such a challenge to balance work when they were napping – especially when they got older and didn’t nap nearly as much!  I realized one day when I was running my oldest son to Kindergarten and my middle child, who was super sick, had just thrown up in my car on the way school.  At the same time my newborn was screaming his head off and my cell phone was ringing off the hook with a client who needed to talk to me – it was just too much, I just couldn’t do it all anymore!  My priorities changed and I needed a break and felt like it was more important to just be a mom while the kids were young.  The stress totally got to me and I wanted a time-out!

My husband was also burnt out from all the long hours and the stress of being a business owner.  Because our oldest son was born with heart problems, we were having a hard time paying for our self-employment insurance – it was awful to know how much we had to pay for insurance just because we could not get on a group plan.  It was time for a change and I was ready to walk away from the business, the long hours, and the constant phone calls.  I was longing to breathe, play with kids, and not worry about clients.  It was much harder for my husband to walk away from it – it was like the death of a dream – he felt like a failure.  I, on the other hand was super proud of us!  We did it!  We started and successfully ran a thriving business that was our sole income for 7 years!  I think I was ok to walk away from it all because I didn’t enjoy all aspects of my duties – I learned that I loved business, actual business – I like managing our employees, organizing our work flow, and meeting with all our clients, but I didn’t love doing the actual graphic design work.

I’ve spent the last 11 years just being a mom – you know what I mean, carpooling, crafting, tons of cooking, gardening, more carpooling, coaching soccer teams, working with the kids at my church, starting a MOPS ministry, and lots of couponing.  When my kids were babies, it was very fun and fulfilling – the days were long and busy and I didn’t have time to feel sorry for myself.  Now that all 3 of my kids are in school, I have a lot more time to think and dream and find myself at a spot where I’m totally lost as to what my purpose is.  I never planned or even thought about what my life would be like past starting a business and having kids.   It’s a very weird place to be.  I feel very unsure and lost about what I’m supposed to do next or what I even want to do next.

15 years ago, as a wedding present, we received Dave Ramsey’s Total Money Makeover 12-Week Course and it was the best thing that ever happened to us.  From Dave Ramsey, we learned about Dan Miller and his book, 48 Day To The Work You Love.  I’ve heard Dave advertise this book on his website for years and it never seemed to apply to my life until now.  I checked out the book from the library and am going on a 48-day journey to try and figure out what is the work that I love!  Join me on my journey and I’ll try to let you know what I come up with!  So far, I wish I would’ve purchased the book because there are a ton of things I’d like to highlight and make notes about – it’s just that good!

48Days-1

 

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August 30, 20170 commentsRead More
Quotes by Katrina #4

Quotes by Katrina #4

It’s hard to remember this when you are deep into relationships with people around you.  Sometimes you don’t realize just how much people around you influence you, but it’s so true that negative people have a problem with every solution.  Make sure you stay aware of the people you surround yourself with.  Keep pursuing your dreams! Quote_StayAwayFromNegPeople

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June 18, 20160 commentsRead More
Do You Feel Like Giving Up On Your Side Gig? How To Stay Motivated

Do You Feel Like Giving Up On Your Side Gig? How To Stay Motivated

GiveUpSideGigAre you worn out and exhausted and wondering why in the world you keep trying to make money with your side gig when it’s the millionth time that you have hosted a home meeting, brewed the coffee, baked the cookies, spent hours practicing your presentation, prepared handouts, creatively displayed your products, sent out tons of invites, received a long list of RSVP’s, only to have your phone ring over and over with cancellations 10 minutes before the meeting, and then no one shows up at all?

Or here, let me set a different scene – have you spent hours and hours waking up super early each morning to work on your blog – day after day – you are writing for hours and hours and usually that is between a child or two that decide to get up early too?  You write, photograph, design beautiful “pin-worthy” images for every blog post, create catchy slogans, read every book by the famous bloggers who have made it, go to blog conventions, rub shoulders with celebrity bloggers, all to have your latest blog giveaway of a free lunch only have 3 people comments (and it’s a FREE lunch people…free…and you still can’t even get people to enter).

Both of these scenarios are in addition to everything else that is added on top of your regular daily jobs as a mom of cooking, cleaning, taking care of the kids, soccer practice, grocery shopping, school carpool, etc. – and somehow you are also trying to carve out time to be an entrepreneur and be successful because you have lofty dreams of one day being one of the celebrity bloggers you read devotedly each day, or one of the top level earners who just got a new car!

I’ve been there.  I’m there now.  I’ve been on the upside and have looked down and I’ve been at the very bottom.  It’s all hard.  There are pluses and minuses to both sides.  But I think the biggest thing to remember in all of it is your attitude and how you look at your present circumstances.  These are my top 5 tips on how I stay motivated to keep working towards my dreams:

  1. Remember that being broke is a state of mind.  If you are an entrepreneur and already have a side gig, then you are leaps and bounds ahead of most people – broke people.
  2. Consistency is key – keep at it.  Don’t give up.  Hold on to the reason that you started your side gig to begin with.
  3. Identify your “why” and write it on a sticky note and paste it up on different places in your house to remind you of why you choose the struggle to have a side gig.  If you don’t have a “why” then stop everything and identify it right now.  Focus on it, and keep going.
  4. Surround yourself with people who encourage you to reach your goals – if they don’t get super excited when you are winning than they are not your friends.
  5. Your success is up to you.  If you want to grow your business, it’s up to you – not anyone else.  If you want your blog to be amazing, write amazing blog posts.  If you want to take your business to the next level, then hustle and make it happen.

And finally, moms, give yourself some grace.  If you don’t get it all done in one day, that’s ok.  Like they say, Rome wasn’t built in a day.  Give yourself grace, go to bed, and get up and try again.  Just don’t ever stop trying!

We can do this together – plus I’m praying for you and would love you to pray for me too!  Please feel free to send me an email with how I can be praying for you and your side gig!  If you want to pray for me, please pray that God would direct my side gigs to be whatever He wants them to be and that I would humbly follow His direction.  Hugs momma!

DoYouFeelLikeGivingUpYourSideGig

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March 30, 20162 commentsRead More
Life Is All About Perspective

Life Is All About Perspective

landscape-nature-hand-fieldPerspective is really hard for me. I’m terrible at envisioning the future. I’m not a “dreamer,” I dwell in the present and rather than looking forward to the future I have this awful way of digging up the past.  For example, I love people and I have a God-given ability to meet and get to know people.  God has given me a gift of being able to bring people together – I like to call it “I’ll introduce you to your next best friend.”  I loathe this gift, but am trying very hard to find God’s blessing in it.  Instead of being happy for the people I’m able to help and blessed by the time (no matter how short) I was able to enjoy with them, I end up feeling lonely and that a piece of my heart has been sacrificed on the altar of “friendship.”  I’ve never understood this gift, but am praying for wisdom on how God intends me to use it.  It’s all about perspective, which I’m still working on.

I’ve spent a lot of time lately pondering what the Lord wants me to be doing at this time in my life.  I’ve had a rough year and I realize now that it’s all been about my skewed perspective.  I’ve spent a whole year beating myself up for all sorts of reasons, mostly my failures as a mom, wife, friend and business owner.  And the longer I beat myself up, I felt so lost and frustrated, that I wanted to give up on everything.  I was spending so much time dwelling on just how much I had failed rather than looking at just how much I had accomplished!  Seriously why does one single failure out-weigh a hundred victories?  And why do we keep score on ourselves anyway?  Perspective.  It’s all about perspective.

Then I came across an awesome quote, “God never sends you into a situation alone.  He goes before you, He stands beside you, He walks behind you.  Whatever your situation, be confident, God is with you!” Knowing that God is with me when I winning, when I’m failing, when I’m lonely, and when I’m totally lost is like having a burden lifted off my shoulders.

I don’t have to know or understand what the Lord is currently doing, or what He plans to do with my life in the future, my sole job is to live each day in the full confidence of the Lord, and to just keep pursuing my dreams, to keep trying, until God closes a door.  My first priority is God, then my spouse, then my family, and lastly my business.  When my perspective is on the wrong thing, all of these tend to get out of order.  In Joyce Meyer’s book, Get Your Hopes Up (which is an AMAZING book – highly recommend that everyone reads this book) she says, “You don’t have to sit back, just waiting for an answer to fall from the sky.  You can take your hopes to God, ask Him for His wisdom, guidance, and direction, and then take real practical steps toward your goal…..you can aggressively thank God that He is working in your life.”

In what ways do you need to change your perspective?

 

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December 2, 20150 commentsRead More
How To Make Money While Staying Home

How To Make Money While Staying Home

Have you ever rolled out of bed, stumbled down the stairs, and looked around at your messy house filled with toys that you didn’t feel like putting away last night, knowing it’s just another day and you probably still won’t get the toys put away?  Besides never getting the toys put away, you still have to get the lunches made and the piano practice done and on and on and on and on…all within the next hour before you get kids off to school?

I remember when I had this exact morning about 3 years ago, and I remember thinking – “gosh, this sure is fun – said no mom – ever.”  But then my thoughts jumped to the fact that already two of my kids are in school all day and I only have one still at home with me.  In a few years he will be at school all day as well – and once he is, then WHAT??  What would I do with my time all day long?  Yes, for the first week I will eat bon bons and watch soaps all day.  Actually, I don’t like either of those things, so I probably won’t do that.   The quiet will be nice – but only for a couple days.  I know myself well enough to know that I’ll go nuts if I don’t find something to keep me slightly stressed and busy.  That’s how I roll – I function so much better on the edge of panic.  It’s also how I get a lot done – I fill my days from sun up, to sun down with some type of work, and I tend to be very effective.  If I don’t have something to keep me actively busy and full of purpose, I will flounder.

Since I know all of this about myself, and because I’m a planner, 3 years ago I started looking for things I could do to keep busy when all three kids will be in school full time.  If you have read my blog for awhile now, you know I’m an entrepreneur5MM_Cover_295x448 at heart,  so naturally, I began to think about business ideas and ways that I could earn and save money from home.  After a lot of research and prayer, about a year ago I started actively working on a new business that I plan to work on full time when all three kids are in school, and I’m so excited!

If you find yourself in the same place I did, wondering what you’ll do once kids are in school full time and wanting to make or save some money, then here are some ideas for you.  I’ve also written a really great eBook, 5 Money-Making Ideas for Stay-At-Home-Moms, that you can download FREE now that explains many of these ideas and even a few more in detail.

  • Shop at thrift and consignment stores.  Don’t freak out – you really can find some amazing deals at thrift stores for your family and you can save a lot of money.  Especially if you shop on their 50% off days!  Yes, it takes some work to really look for stuff, and you tend to deal with long lines, but you can find some really great deals!  Some of the best deals I’ve found have been on sporting equipment for the kids (especially on cleats) and maternity clothes.
  • Sell your stuff at consignment stores.  Not only should you shop at consignment stores, but you can sell your used stuff at them as well!  I know some mommies who sell enough of their own stuff that they can then use their store credit to turn around and buy whatever they need, and are never7BigMistakes_Cover_295x448 really paying out of pocket for clothing!
  • Use coupons every time you shop.  Join a coupon group where you can share deals and swap coupons.  Get your kids involved and have them help you clip coupons!  If you get a system down, you can use coupons every week, save money, and not have it take up too much of your time.  I explain a lot more about how to do this in another eBook I’ve written, 7 Biggest Mistakes Couponers Make – you might want to download that one as well. :)
  • Have a garage sale.  We all know this is a lot of work, but you can make quick money by having a garage sale!
  • Start your own business!  This is my favorite idea of all – I love to SAVE money, but I also love business and I personally want to earn money.  The best way I know to earn money from home is to start a network marketing business.  There are so many of them to choose from with great products like jewelry, bags, makeup, energy drinks, etc!  It’s all about finding one that fits your lifestyle and has the potential to earn the amount of income you are looking for.  Some people just want the free stuff that you get from having a few parties, some people want to earn enough money to make the car payment, and some people want to find a business that replaces their spouse’s income.  I was looking for a serious business model, with a company that had ground-breaking products that no one else offered, and that had the income potential to replace my spouse’s income and bring him back home to work with me in business again.  I’m so happy because I’ve found it!

Download my eBook for more ideas on how to save and earn money from home – it is possible!  I’d love to hear your ideas on how you save your family money or how you make money at home!  Please share them in the comments below!  Hugs!

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November 4, 20150 commentsRead More
Have You Ever Wanted To Be An Entrepreneur?

Have You Ever Wanted To Be An Entrepreneur?

Have you ever wanted to be an entrepreneur?  If your answer is no, I totally understand – I never wanted to be riskone either!  Now, does that surprise you?  It should – especially if you have read my blog and know that I’m a huge business person.  There is a difference in loving the art of business and actually being an entrepreneur.

Entrepreneur: a person who organizes and manages any enterprise, especially a business, usually with considerable initiative and risk.  

Did you read the part that said considerable risk?  Ok, stop everything right now – know this about me – I’m a WIMP!!!  A huge wimp.  It’s actually sort of funny because I have no problem talking to anyone, or being up on stage commanding a crowd, or leading a huge group of people to do some task – but when it comes to any sort of risk, I wimp out – big time!  Funny the way God made us huh?  The risk-taking part of being an entrepreneur is the hardest part for me and the biggest hurdle for me to cross.  But, I’ll admit, I have all the other parts covered – I love to organize, manage, and take initiative – and those three things outweigh my fear of risk and that’s why I’m an entrepreneur!

If you want to be an entrepreneur and have no idea where to start – I’ll tell you one thing, you already have crossed a big hurdle – desire - dreaming of more!  At the heart of every entrepreneur is a dream of more and that is a great place to start!  If you find yourself dreaming about firing your boss, or dreaming of having more time to spend with your family, or simply dreaming of having more income coming into your household, then it’s time to get started!  Being an entrepreneur doesn’t have to be overly complicated – simply decide it’s time to do something.   Figure out your strengths and limitations, and then start considering your options.

For example, you might be a stay-at-home-mom like me and dream of making some extra income for your household to pay bills and maybe save a little for a newer used car.  You know you are good at sewing and cooking, but you also know your time is limited because you have young kids.  You realize that a lot of people need their clothes tailored or mended and you decide to start an in-home sewing/tailoring business for your friends and neighbors, that you can do a couple hours a day Are You An Entrepreneurwhen your kids are napping – and tadaa – an entrepreneur is born!  It’s really that simple!  It just takes some desire, passion, purpose and a drive to go for it!

I’d love to hear your thoughts and ideas!  If you have any questions – comment and I’ll try to help as best I can!

I recently posted a video of my journey to becoming an entrepreneur – if you didn’t get a chance to watch it yet, you can now - WATCH NOW.

 

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July 28, 20150 commentsRead More